Nassau County NY, Suffolk County NY, Queens NY, Brooklyn NY, Bronx NY, Westchester County NY, Staton Island NY, NYC NY, New York NY, and many more counties.
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WE PATIENTLY COMPLETE ALL APPLICATIONS FOR YOU
***NY HEALTH EXCHANGE BULLETIN***
ENROLLMENT BEGINS OCTOBER 1ST 2013
FOR JANUARY 1 2014 EFFECTIVE POLICIES
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(Approved SHOP Producer)
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NY Health Exchange
NY Health Benefit Exchange
Affordable Care Act
NY State of Health
Call us to Apply
Applications & Registration Begin October 1 2013
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If You Wish To Contact Us By E-Mail
We will keep you posted on news regarding the Affordable Care Act, commonly known as "Obamacare", the NEW YORK HEALTH EXCHANGES, Independent Standard Plans and Small Group Standard Plans.
* Health Insurance Brokers Health Insurance Agents *
Independant Health Insurance Agents & Brokers
WE COVER: Individuals• Groups • Small Business • Self Employed • Sole Proprietors.
We Service the NY Area. Please Call Us For Your Health Insurance Needs in New York.
Products Offered: Health Insurance and Health Insurance Plans, Health Insurance Quotes, Health Insurance Quotes for Individuals, Health Insurance Quotes for Groups and Group Health Insurance Plans.
Medical Insurance, Medical Insurance Plans, and Medical Insurance Quotes.
Medicare Supplements, and Medicare Supplement Plans, Medicare Supplement Insurance.
Life Insurance, Term Life Insurance, Term Life Insurance Quotes
Disability Insurance & Long Term Care Insurance & Long Term Care Insurance Plans
You can always get to view us for your health insurance needs in NY, at Health Quote of New York Insurance Brokerage Inc., by entering Health Insurance Brokers NY, or Health Insurance Agents NY into your computer. As well, you may see us under Health Insurance Brokers New York, or as Health Insurance Agents New York. We may be viewed under NYC, Manhattan, or New York City area, as well as Long Island. We cover the entire Metropolitan Area in NY.
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FIVE OF THE MOST FREQUENTLY ASKED HEALTH INSURANCE QUESTIONS
1) Q. WHY DO INDIVIDUALS HAVE SUCH A DIFFICULT TIME FINDING QUALITY HEATH INSURANCE AT AN AFFORDABLE PRICE?
A. INSURANCE COMPANIES PRICE THEIR COST OF INSURANCE, AGAINST THE RISK THEY HAVE TO ASSUME. AN INDIVIDUAL CAUSES MORE POTENTIAL RISK, BECAUSE THEY MIGHT ONLY BUY HEALTH INSURANCE WHEN THEY ARE ILL, AND THE RISK ELEMENT TO THE INSURANCE COMPANY IS MUCH HIGHER.
2) Q. ARE THERE SPECIAL PLANS FOR SOLE PROPRIETORS, OR SELF EMPLOYED PERSONS?
A. YES, SOLE PROPRIETORS, OR SELF EMPLOYED PERSONS CAN GET SPECIAL PLANS. THERE ARE FEWER COMPANIES OFFERING THESE PLANS. OXFORD OFFERS TRUE SOLE PROPRIETOR PLANS WITH PROPER DOCUMENTATION (SCHEDULE C). PLEASE CALL US TO HELP YOU ENROLL.
3) Q. WHAT ARE THE PRO`S AND CON`S FOR TAKING A HIGH DEDUCTIBLE PLAN?
A. OF COURSE, LOWER PRICE IS THE PRO, BUT IT IS SOMETIMES PAINFUL FOR CLIENTS TO HAVE TO LAY "OUT OF POCKET", LOTS OF MONEY BEFORE THE LIVE UP TO THEIR DEDUCTIBLE AMOUNT. MANY CLIENTS SAY THIS MAKES THEM FEEL UNCOMFORTABLE AT A TIME OF SICKNESS, HAVING TO LAY OUT ALL THIS MONEY UPFRONT. FOR THE MOST PART, OUR CLIENTS ARE MORE SATISFIED WITH NO-DEDUCTIBLE PLANS, OR A VERY LOW-DEDUCTIBLE PLANS. THEY FEEL THEIR INSURANCE IS WORKING BETTER FOR THEM WITH THESE PLANS.
4) Q. I HAVE HEARD THAT IF I CAN GET IN A GROUP OF 2 OR MORE, I CAN OBTAIN SPECIAL 2-50 GROUP RATES?
A. YES, THE 2-50 GROUP MARKET HAS SOME VERY GOOD PLANS, AT COMPETATIVE RATES. MANY COMPANIES LIKE THE GROUP TO PARTICIPATE WITH 50% OF THE GROUP OR MORE ENROLLING, HOWEVER SOME WILL WRITE DOWN TO ONLY ONE EMPOYEE NEEDED TO ENROLL, AS LONG AS THERE ARE AT LEAST TWO PEOPLE IN THE GROUP.
5) Q. WHY SHOULD I USE A BROKER OR AGENT?
A. EXPERIENCE AND COMPETANCE IN THE INSURANCE FIELD. THEY ARE ON TOP OF THE MANY CHANGES IN THE INSURANCE INDUSTRY, AND CAN GIVE YOU THE PROPER INSURANCE ADVICE, AND HELP YOU CHOOSE A PLAN THAT BEST FILLS "YOUR NEEDS".
Call Us 1-800-660-1533
Open Monday to Saturday 9 am to 9 pm
Prompt Professional Service
We Specialize In:
Health - Life - Medicare Supplement
Personal Disability - Long Term Care Individual - Unemployed - Group
Small Business - Sole Proprietors
HEALTH CONSUMERS ARE CHANGING WAYS TO KEEP HEALTH PRICES DOWN
The New York Health insurance consumer is having a very difficult time keeping the quality of their health coverage up, while finding prices that they can fit into their very tight budgets. Here are three steps you can take:
First, ask for plans which have a higher deductible, or co-insurance. These can not only be on the main plan, but on smaller items such as hospital co-pays for an admission, or on different drug cards.
Secondly, Many prescriptions in these times, can be written generically, at a tremedous savings. Of course, ask your physican if this is possible for your condition. Consumers are now choosing plans with "generic only" prescriptions at a set rate. You can also do away with the prescription card, and simply ask your physican if he can write your scripts on a generic basis. This can save the consumer lots of money. Always check with your doctor if this is right for you and your condition.
Thirdly, If you have a small business or you can get into someones health insurance group, you will save as well. Ask your broker if there are any organizations or groups that he or she knows of that you may qualify for. Health Quote of New York Insurance Brokerage Inc., always keeps on top of changes in the Health Insurance marketplace. Please call us at 1-(800)-660-1533 for updates.
BROOKLYN NY NEW YORK (KINGS COUNTY) HAS MANY DIFFERENT INSURANCE NEEDS
While walking or Driving thru Brooklyn NY you see many different areas, with diversified insurance needs.
Residents of Adelphi NY, Bath Beach NY, Bay Ridge NY, Bedford-Stuyvesant NY, Bergen Beach NY, Borough Park NY, or Brighton Beach NY, might have all different wants and needs.
Individual Health Insurance might be the need or residents of Brooklyn, Kings County from areas such as Brooklyn Heights NY, Brownsville NY, Bushwick NY, Canarsie NY, Coney Island NY, Dyker Heights NY, East Flatbush NY, East New York NY, Eastern Parkway NY, or Flatbush NY.
Group health insurance or small business health insurance might be the needs of folks from Flatlands NY, Fort Greene NY, Fort Hamilton NY, Gerritsen NY, Gravesend NY, Greenpoint NY, or Kennsington NY.
Sole Proprietor health insurance might be the want of persons living in Manhattan Beach NY, New Utrecht NY, Park Slope NY, Parkville NY, Red Hook NY or in Seagate NY.
Residents or South Brooklyn NY, and Williamsburg NY, might simply need quote on Term Life Insurance.
Whatever your needs, we aim to give you prompt, professional attention. PLEASE CALL US TODAY HEALTH QUOTE OF NEW YORK INSURANCE BROKERAGE INC. 1- (800)- 660- 1533
Kings County New York
Kings County NY
Brooklyn New York
ADELPHI NY NEW YORK BROOKLYN KINGS COUNTY
BATH BEACH NY NEW YORK BROOKLYN KINGS COUNTY
BAY RIDGE NY NEW YORK BROOKLYN KINGS COUNTY
BEDFORD-STUYVESANT NY NEW YORK BROOKLYN KINGS COUNTY
BENSONHURST NY NEW YORK BROOKLYN KINGS COUNTY
BERGEN BEACH NY NEW YORK BROOKLYN KINGS COUNTY
BOROUGH PARK NY NEW YORK BROOKLYN KINGS COUNTY
BRIGHTON BEACH NY NEW YORK BROOKLYN KINGS COUNTY
BROOKLYN NY NEW YORK BROOKLYN KINGS COUNTY
BROOKLYN HEIGHTS NY NEW YORK BROOKLYN KINGS COUNTY
BROWNSVILLE NY NEW YORK BROOKLYN KINGS COUNTY
BUSHWICK NY NEW YORK BROOKLYN KINGS COUNTY NY
CANARSIE NY NEW YORK BROOKLYN KINGS COUNTY
CONEY ISLAND NY NEW YORK BROOKLYN KINGS COUNTY
DYKER HEIGHTS NY NEW YORK BROOKLYN KINGS COUNTY
EAST FLATBUSH NY NEW YORK BROOKLYN KINGS COUNTY
EAST NEW YORK NYBROOKLYN KINGS COUNTY
EASTERN PARKWAY NY NEW YORK BROOKLYN KINGS COUNTY
FLATBUSH NY NEW YORK BROOKLYN KINGS COUNTY
FLATLANDS NY NEW YORK BROOKLYN KINGS COUNTY
FORT GREENE NY NEW YORK BROOKLYN KINGS COUNTY
FORT HAMILTON NY NEW YORK BROOKLYN KINGS COUNTY
GERRITSEN NY NEW YORK BROOKLYN KINGS COUNTY
GRAVESEND NY NEW YORK BROOKLYN KINGS COUNTY
GREENPOINT NY NEW YORK BROOKLYN KINGS COUNTY
KENSINGTON NY NEW YORK BROOKLYN KINGS COUNTY
MANHATTAN BEACH NY NEW YORK BROOKLYN KINGS COUNTY
NEW UTRECHT NY NEW YORK BROOKLYN KINGS COUNTY
PARK SLOPE NY NEW YORK BROOKLYN KINGS COUNTY
PARKVILLE NY NEW YORK BROOKLYN KINGS COUNTY
RED HOOK NY NEW YORK BROOKLYN KINGS COUNTY
SEAGATE NY NEW YORK BROOKLYN KINGS COUNTY
SOUTH BROOKLYN NY NEW YORK BROOKLYN KINGS COUNTY
WILLIAMSBURG NY NEW YORK BROOKLYN KINGS COUNTY
Please Call Now For A Free Quote
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HOW TO OVERCOME 2-50 GROUP PARTICIPATION REQUIREMENTS FOR HUSBAND & WIFE BUSINESSES
Mr. and Mrs Marks (name changed for privacy), came to Health Quote of New York Insurance Brokerage Inc. They were having proplems meeting Empires credentialing participation requirements because they were on as a family.
They wanted to switch companies, but were concerned they would not meet either Oxford or Emblems requirements for 2-50 groups as well.
We advised them that if they were both owners, or one was an owner, and one was an full time employee, they could split the contract to a single, and a parent and children contract (a waiver might be needed in some cases), and we would have a true group again of two enrolling at 100%, giving them the opportunity to go to the best Epo non-gated plans.
The Marks were delighted with our service, and told us they had not heard about this from any other broker. We hope they will be satisfied clients for a long while.
If we at Health Quote of New York Insurance Brokerage Inc.,(www.healthquoteofnewyork.com), can be of service to your business, please call us today at 1-800-660-1533 for PROMPT PROFESSIONAL ATTENTION.
Serving the Following Areas
New York NY
New York City NY
Long Island NY
Long Island New York
Nassau County NY
Nassau County New York
Suffolk County NY
Suffolk County New York
Queens New York
Queens County NY
Queens County New York
Brooklyn New York
Kings County NY
Kings County New York
Bronx New York
Bronx County New York
Staten Island NY
Staten Island New York
Westchester New York
Westchester County NY
Westchester County New York
Dutchess County NY
Dutchess County New York
Rockland County NY
Rockland County New York
Putnam County NY
Putnam County New York
Sullivan County NY
Sullivan County New York
Orange County NY
Orange County New York
Ulster County NY
Ulster County New York
Richmond County NY
Richmond County New York
Health Insurance Kings County NY
Health Quote of New York Insurance Brokerage, Inc. is your one stop source for business, individual, sole proprietor, small and large group health insurance. Let Health Quote of New York Insurance Brokerage, Inc. help you with your Disability Insurance, Life Insurance, Medicare Supplement Insurance and Long Term Care Insurance. Our pledge is to always place our clients first. Our values, personal integrity and ethics creates strong customer service. It is our pleasure to serve you and have you on our valued list of clients. We specialize in:
Individual Health Insurance Plans
Family Health Insurance
Sole Proprietor Health Insurance Plans
Self Employed Health Insurance
Small Group Health Insurance Plans
Small Business Health Insurance
Large Group Health Insurance Plans
Call us for health insurance quotes for your business or family. 1800-660-1533
Disability Insurance Kings County NY
Is your family prepared if you lost your income? Disability insurance can act as your financial life raft to protect you and your family from financial hardship during in case of a disability. You worked hard to earn your savings, protect yourself from the financial woes of an accident on or off the job. Ask us how some of the proceeds may be TAX FREE.
Self Employed Disability Insurance
Income Protection Disability
Private Disability Insurance
Protect your Income Insurance
Medical Insurance Kings County NY
We provide access to all the major health insurance carriers including:
Long Term Care Insurance Kings County NY
Protect your assets from the high cost of nursing homes and health care. We can help you design a plan and protect your family. Our Long Term Care Insurance specialists can answer all your questions. Call us today for a Health Quote at 1800-660-1533.
Individual Long Term Care Insurance Rates
Individual Long Term Care Insurance Prices
Individual Long Term Care Insurance Quotes
Life Insurance Kings County NY
No one likes to think about a death in the family. Help your family pay off the mortgage in case the unthinkable happens. Health Quote of New York Brokerage, Inc. will help you decide the best policy to protect you. We can help with:
Universal Life Insurance Plans
Term Life Insurance Plans
Permanent Life Insurance Plans
Whole Life Insurance Plans
Individual Life Insurance Plans
Buy-Sell Agreements are often funded with Life Insurance
Key Person Life Insurance
Medicare Supplement Insurance Kings County NY
Health Quote of New York Insurance Brokerage, Inc. can help you with major carriers in Medicare Supplement insurance. Medicare Supplements will help you pay your hospital deductible and extend your hospital coverage past Medicare benefits. We can also help with prescription drug plans.